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Insights for Every Family

Welcome to a space where wisdom meets warmth, and every read brings you one step closer to mastering the art of family life.

It's Time for a New Cell Phone and Plan!

Did you know that you can get a a new cell phone and very low rate plan if you already qualify for one of these: - Food Stamps or SNAP (Supplemental Nutrition Assistance Program) - Medicaid - Supplemental Security Income (SSI) - Fede...

How Medicaid is Expanding Access for More Families

Medicaid has long been the safety net for America's most vulnerable populations, including low-income children, pregnant women, elderly adults and people with disabilities. However, restrictive eligibility left many fam...

Nearly Half of Americans Have Unused Gift Cards: Don’t Let Yours Go to Waste

Do you have unused gift cards, gathering dust in a drawer? If so, you’re not alone. According to a recent survey from Bankrate, nearly half of Americans have at least one unused gift card....

Project RELIEF: Springfield’s Lifeline for Struggling Utility Customers

City Water, Light, and Power (CWLP) customers in the Springfield area have a critical lifeline available next month with the Project RELIEF program. Designed to help residents avoid utility shut-offs...

25 Holiday Gift Ideas For Zilch, Nada, Cero, FREE!!!

In case you are late shopper (like me) and/or short on dough! (also like me), we scoured the web for the best ideas that cost nothing, or nearly nothing. Check them out: 1. Offer your DIYer services - housecleaning, car ...

The Pros and Cons of Claiming Social Security Benefits at Different Ages

  Deciding when to start taking Social Security benefits is a complex decision with many factors to weigh. While delaying until age 70 provides the largest monthly check, claiming early at age ...

A Simple Guide to Applying for Home Renovation Grants and Rebates

Are you looking to upgrade your home but worried about the costs? Fortunately, various government programs can help you finance those renovations through grants and rebates. Related: Short on Home Re...

Seniors, Cut Your Energy Bills: Here’s the Program You Need

Are you a senior looking for ways to reduce your monthly expenses? One area where you can save big is energy bills, and the Weatherization Assistance Program (WAP) is here to help. This program is designed to...

Simple Habits for Saving Money on Expenses

Saving money on expenses is a key aspect of good financial management and can help you to live a more financially secure and stable life. It can help you stretch your budget further, especially if you have a limited income. ...